My Garage

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Check Insurance & PUCC due date
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Frequently asked Questions

My Garage is a one stop solution for all your vehicle needs. You can check your vehicle details, check and renew your vehicle's insurance and PUCC (Pollution under Control Certificate), and take advantage of other exciting features such as Fastag Recharge.

You can begin with a single click by entering your Vehicle Registration Number.

The two main types of vehicle insurance in India are: Third-Party Liability Insurance and Comprehensive Insurance.

Third-Party Liability Insurance is a mandatory insurance policy that provides coverage for third-party losses or damages caused by the insured vehicle. This type of insurance covers damages to third-party property and injury or death to third-party individuals.

Comprehensive Insurance is an optional insurance policy that provides coverage for both third-party losses and own damage. It offers a wider range of coverage, including damages to the insured vehicle, theft, fire, and natural calamities.

IRDAI is the regulatory body for insurance companies in India. It is responsible for regulating, promoting, and ensuring the orderly growth of the insurance industry in India.

The premium amount of vehicle insurance is influenced by various factors, including the type of vehicle, its age, the location of the vehicle, the sum insured, the coverage type, and the driving history of the policy holder.

You can buy/renew your car insurance policy within minutes by visiting our partner acko and following the steps mentioned below:

  • Start with entering your car number or selecting your car. To make the process easier we do the hard work of fetching your car details from your car number.
  • Just answer a few simple questions about your car. We have kept these questions extremely simple like where do you drive or if your previous policy has expired or if you remember when you claimed last.
  • View amazing online car insurance plans and prices tailor-made for you.

Once the payment is made, the option to download the policy would be visible on the screen. You will also get a copy of the policy on your registered email address.

Alternatively, you can login to with your registered mobile number. On your policy card, please click 'View Details'. You will be redirected to the policy details page where you will see a 'Download Policy' button. Click on the button to download the policy document.

Please login to our partner website on your policy card, please click 'View Details'. You will be redirected to the policy details page where you will see an 'Edit Policy' button. Once you click on the button, a new pop-up will open with all the possible changes you can make in the policy. Select the type of change and provide the new details. Click submit. Post submitting, the new policy copy with the updated details will be generated.

For changes such as Name, few documents might be required for us to validate the new details. Once the documents are provided by you, our helpdesk would review and approve the documents and the new policy copy with the updated details will be generated.

For changes such as IDV, addition of a new cover, etc., the premium gets re-calculated and you might need to make an additional payment or be eligible for refund or there might be no change at all. Post the payment, if any, the new policy copy with the updated details will be generated.

A PUC certificate is a document that verifies that a vehicle meets the emission standards set by the Indian government and is free from excessive pollution.

A PUC certificate is mandatory in India for all vehicles, as per the Air (Prevention and Control of Pollution) Act 1981 and the Central Motor Vehicle Rules, 1989. It is mandatory to renew the PUC certificate every 6 or 12 months, depending on the type of vehicle and fuel.

PUC certificates are issued by authorized centers, which can be found across India. They can be located using the PUC directory on the Ministry of Road Transport and Highways (MoRTH) website.

You need to provide the registration certificate (RC) of your vehicle, along with the valid insurance and pollution under control certificate, if any.

The cost of a PUC certificate varies depending on the location and type of vehicle. It is usually in the range of INR 50 to INR 200.

If your vehicle fails the PUC test, you will need to get it repaired and retested. You may face a fine if you are caught driving a vehicle without a valid PUC certificate.

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