Find Car Insurance Details by Registration Number Online

A car registration number is assigned to a four-wheeler to distinguish it from other vehicles of identical or different brands and models
In the event of an accident or theft, you will need this number to register an FIR.
In the event of an accident or theft, you will need this number to register an FIR.

A car registration number is assigned to a four-wheeler to distinguish it from other vehicles of identical or different brands and models. The Regional Transport Office (RTO) assigns this number. The number also helps identify the vehicle owner because the details of vehicle owners are fed into the RTO's database when you apply for the registration number.

According to the rules, when you buy a car, you must register it with your city’s RTO within 30 days. The number you get must be printed on the high-security number plate and then affixed to the front and back of the vehicle.

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Car Registration Number Example

Let’s break down what a typical vehicle registration number looks like through an example: DL01AB1234.

  • DL: The first two letters represent the state or Union Territory where the vehicle is registered. In the above example, ‘DL’ stands for Delhi.
  • 01: The third and fourth letters indicate the specific RTO within the state.
  • AB: The RTO assigns the fifth and sixth letters in a sequence, which helps to pinpoint the registration details further.
  • 1234: The last four letters can be between 1 and 9999. The vehicle owner can choose this number, often called a VIP number, through an auction for a special fee.

Role of Car Registration Number

  • The insurer will first ask for your car registration number when purchasing car insurance. It validates that the policy applies to a specific four-wheeler.
  • You will need this number when you renew your policy. As soon as you enter your vehicle registration number, the details of your existing plan will appear on the screen. From there, you may customise the coverage by adding or removing riders.
  • During the claim procedure, you have to provide your registration number, and the insurer may also request that you produce your registration certificate for claim settlement.
  • In the event of an accident or theft, you will need this number to register an FIR.
  • Driving a car in India without a registration number on the plate might result in a hefty penalty. Traffic police may also seize your vehicle.

Different Ways to Find Insurance Details Using a Vehicle Registration Number

  • Through Vaahan
  • Step 1: Navigate to the VAHAN official website.
  • Step 2: Tap on the ‘Know Your Vehicle Details’ option.
  • Step 3: Share your four-wheeler registration number.
  • Step 4: Verify you are not a robot by entering the captcha code.
  • Step 5: Tap on ‘Search Car.’
  • Step 6:The screen will display the car insurance policy details, owner’s name, registration date, and other key car-related information.
  • Through IIB

IIB stands for Insurance Information Bureau. It serves as an insurance data depository. Here is how to find the required details.

  • Step 1: Visit the Insurance Information Bureau’s official website.
  • Step 2: Scroll to the 'Quick Links' and tap on 'V-Seva.' Next, the link will redirect you to the 'Accident Vehicle Information Retrieval System.'
  • Step 3: Share the vehicle owner's name and registration number.
  • Step 4: Enter your registered mailing address, mobile number,
  • Step 5: Provide your four-wheeler registration number.
  • Step 6: Provide the date and place of the accident (if applicable).
  • Step 7: Tap on 'Submit.'
  • Step 8: You can retrieve all your car-related information, including third-party car insurance.
  • Through Insurer’s Website

Insurance providers offer the option to learn about your policy details online or offline. Let’s discuss the online method first.

  • Step 1: Visit your insurer’s website.
  • Step 2: Navigate to the four-wheeler insurance section.
  • Step 3: Share your four-wheeler details, such as your registration number.
  • Step 4: The screen will display the policy number along with the validity period.

You can visit the insurer’s branch in person if you want to obtain the information offline. You can also call their toll-free number and provide some personal and vehicle information, and the executives will provide you with all of the insurance information you need. Another alternative is to write an email to the insurer using your registered email address.


A car registration certificate is a crucial document. The registration number mentioned validates that your vehicle is registered with the government. You can use this number to track your insurance details via the Vahan website, IIB portal, or by connecting with your insurer.

Disclaimer: This article is a paid publication and does not have journalistic/editorial involvement of Hindustan Times. Hindustan Times does not endorse/subscribe to the content(s) of the article/advertisement and/or view(s) expressed herein. Hindustan Times shall not in any manner, be responsible and/or liable in any manner whatsoever for all that is stated in the article and/or also with regard to the view(s), opinion(s), announcement(s), declaration(s), affirmation(s) etc., stated/featured in the same. This information does not constitute a financial advice.

First Published Date: 24 Apr 2024, 15:43 PM IST

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